DHA Phase 10 File Rates 2026 Allocation vs Affidavit
DHA Phase 10 is one of Lahore's most closely watched file markets, but the latest pricing shows that lower entry cost does not mean stable prices. According to Aslaaf Builders' market research dated 28 August 2026, DHA Phase 10 file rates had declined across the tracked residential sizes since 22 August. A 5 Marla allocation stood at PKR 28 lakh, while a 1 Kanal allocation was PKR 91 lakh. Affidavit files continued to trade at premiums over allocation files. Fresh market data from 31 August shows further softness in several categories. Buyers should therefore compare file type, recent price direction, liquidity, and DHA's planning status before deciding whether a lower rate represents value.
DHA Phase 10 File Rates in August 2026
The 28 August Aslaaf Builders snapshot places residential allocation rates between PKR 28 lakh for 5 Marla and PKR 91 lakh for 1 Kanal, excluding the unquoted 2 Kanal allocation. Affidavit prices are higher across every directly comparable category.
The table reveals an important point. The cheapest file category is not necessarily the one with the smallest difference between allocation and affidavit values. Eight Marla residential files show the widest published residential spread at 8.11%. Current market tracking dated 31 August places Phase 10 at PKR 26.75 lakh for 5 Marla allocation and PKR 28.75 lakh for affidavit. The same source lists 8 Marla at PKR 37 lakh and PKR 40 lakh respectively.
Prices Continued to Soften After 22 August
The supplied Aslaaf Builders research identifies a clear short-term downward direction. Between 22 and 28 August, the 1 Kanal allocation slipped from PKR 92.50 lakh to PKR 91 lakh. The 8 Marla affidavit fell from PKR 41.50 lakh to PKR 40 lakh, while the 5 Marla affidavit declined from PKR 29.75 lakh to PKR 29 lakh. The weakness did not completely disappear after the report date. By 31 August, eProperty was quoting a 1 Kanal allocation at around PKR 90 lakh, a 10 Marla allocation at around PKR 50 lakh, and a 5 Marla allocation at PKR 26.75 lakh. The 8 Marla category remained near PKR 37 lakh for allocation and PKR 40 lakh for affidavit. This does not prove a long-term decline. File markets can react quickly to supply, investor sentiment, development news, and transaction activity. A one-week movement should therefore be treated as a market signal rather than a forecast.
The 8 Marla Spread Deserves More Attention
Eight Marla residential files stand out because the PKR 40 lakh affidavit rate is approximately 8.11% above the PKR 37 lakh allocation rate reported in the supplied market research. This gap is wider than the 3.57% spread for 5 Marla and the 4.95% spread for 10 Marla. It is also slightly wider than the 7.97% difference in the 1 Kanal category. The Aslaaf Builders research interprets this as a thin-supply signal rather than evidence of stronger underlying demand. That distinction matters. A price gap can result from limited availability within one file category, so buyers should not automatically interpret a wider spread as evidence that the asset will appreciate faster.
Allocation and Affidavit Files Should Not Be Compared as Identical Assets
One of the most common mistakes in DHA file research is comparing an allocation quotation with an affidavit quotation without acknowledging the file status. Market guidance from eProperty describes an affidavit file as a file issued against land. Once transferred to a buyer, it becomes an allocation file. This difference in transaction stage helps explain why the two categories can carry different market rates. A buyer comparing Phase 10 prices should therefore ask for the exact file type first. A PKR 29 lakh affidavit quotation is not a direct equivalent of a PKR 28 lakh allocation quotation simply because both represent 5 Marla.
Commercial File Rates Carry Much Higher Capital Requirements
Commercial files sit in a very different price bracket from residential Phase 10 inventory. The 28 August Aslaaf Builders research places the 4 Marla commercial allocation at PKR 1.47 crore and the affidavit at PKR 1.545 crore. The 8 Marla commercial affidavit was quoted at PKR 4.10 crore, while no allocation figure was published in the supplied snapshot. By 31 August, daily market data showed 4 Marla commercial allocation at approximately PKR 1.46 crore and an affidavit at PKR 1.54 crore. The 8 Marla commercial affidavit had eased to about PKR 4.05 crore. These values should not be judged solely by residential affordability. Commercial files require separate analysis of capital exposure, market depth, resale demand, and future development positioning.
Phase 10 Is Still a Planning-Led File Market
Another factor sets Phase 10 apart from the mature DHA Lahore phases. Official DHA Lahore documentation indicates that planning work remains an important part of the project's current story. DHA Lahore issued an Expression of Interest inviting consultancy firms to develop the Phase 10 master plan. The stated scope included town planning, land-use and zoning work, topographic surveys, a preliminary master plan, accessibility planning, and the final master plan. The EOI submission deadline was 5 January 2026. This matters when assessing file prices. Buyers are not evaluating the same development stage as they would for a possession-ready plot in a mature DHA sector. Expectations about planning, future development, balloting, and location can influence file values well before physical development reaches later stages.
What Buyers Should Verify Before Purchasing
Daily price sheets are useful benchmarks, but they are not fixed DHA selling prices. Rates can change between when a quotation is published and when a buyer is ready to transfer funds. Before buying, verify:
- Whether the file is an allocation or affidavit
- Exact residential or commercial size
- Latest executable buying and selling rates
- Original file documentation and transfer eligibility
- Outstanding dues or applicable transaction costs
- Current DHA announcements about Phase 10
- Difference between dealer asking price and actual market rate
- Recent price movement across several days, not one quotation
Current daily-rate providers also caution that property file values can change with demand and supply and recommend reconfirming prices before a transaction.
Reading DHA Phase 10 Prices Before Making a Decision
DHA Phase 10 file rates ended August 2026 with clear short-term price weakness across several categories. The 5 Marla allocation moved below the PKR 28 lakh benchmark after the Aslaaf Builders snapshot, while 1 Kanal and selected commercial categories also softened. The 8 Marla market remains notable for its wider affidavit-allocation spread. None of these movements guarantees what prices will do next. Buyers should focus on file status, executable market rates, DHA planning updates, documentation, and their own holding capacity. For further research on the Lahore property market and phase-by-phase comparisons, readers can follow Aslaaf Builders before verifying the latest rate at the time of the transaction.
FAQs About DHA Phase 10 Files
What is the current 5 marla phase 10 file rate?
The Aslaaf Builders 28 August snapshot listed the 5 Marla allocation at PKR 28 lakh and the affidavit at PKR 29 lakh. By 31 August, another daily tracker showed approximately PKR 26.75 lakh for allocation and PKR 28.75 lakh for affidavit.
What is the 8 marla phase 10 file price?
The supplied market research lists an 8 Marla allocation file at PKR 37 lakh and an affidavit file at PKR 40 lakh. The same values were still being reported on 31 August.
How much is a 1 kanal file?
On 28 August, Aslaaf Builders placed the 1 Kanal allocation at PKR 91 lakh and affidavit at PKR 98.25 lakh. By 31 August, daily quotations were around PKR 90 lakh and PKR 98 lakh, respectively.
Which residential size has the widest affidavit premium?
In the supplied 28 August comparison, 8 Marla has the widest spread at approximately 8.11%. The 1 Kanal category follows at 7.97%.
Are Phase 10 file rates fixed by DHA?
No. The figures discussed here are secondary-market quotations rather than fixed official selling prices. Market rates can change with supply, demand, file status, and project developments.
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